For the biggest purchase you will ever make

Every detail has to be just right – and that applies to your mortgage as well as your new home. A great rate is key, but so are terms, and no two homebuyers face the same challenges. Cardel works with the most reputable mortgage lending partners to find a mortgage that’s right for you. Finding the right lender means securing a great rate with flexible terms that suit your financial circumstance – now and in the years to come.


Bryant Ottaviano

CEO – 1st Mortgages

Direct Phone: 303-952-1061
Office Phone: 303-798-6100
Cell Phone: 720-323-9949


Mortgage lending has run in Bryant’s blood for over 20 years. An accomplished speaker and columnist, Bryant has created a unique tandem between credit unions and builders, which allows clients to take advantage of “out of the box” mortgage lending strategies and programs.

Backed by a decade of credit union experience, Bryant has spent the majority of his career as Vice President of Lending for a $100M financial institution. Bryant’s expertise is rivaled by few, and his understanding of economic events and cycles can help you to capture the low end of the mortgage rate spectrum and receive the best financing options.

Locally owned and operated since 2002, 1st Mortgages offers in-house underwriting, document preparation and funding, so there are no delays with out-of-state entities. Your loan will be conducted at our main headquarters in Littleton, Colorado. With no origination fee charged, 1st Mortgages is able to offer you tremendous savings in closing costs.


Kelli Broadbent

Senior Loan Officer – SWBC Mortgage Corporation

Phone: 303.405.8359


Kelli Broadbent is a Senior Mortgage Loan Officer for SWBC Mortgage Company. She was ranked in the top 1% of Mortgage Originators in America for the years 2014, 2015 and 2016. In addition, she has been named a Five Star Mortgage Professional in 5280 Magazine for 7-consecutive years.

Kelli attributes all her success to her passion for the mortgage business, as well as maintaining a strong commitment to customer service. Nearly all of her business is referral-based, and her clients consistently describe her as sincere, positive, and always taking pride in her work. Kelli’s model is based on ensuring that her customer’s needs are the top priority, while also providing each client with the feeling of a family atmosphere. Kelli’s team provides over 42 years of experience, and will always stay true to the belief that it’s the little things we do that make all the difference in the world. That is when basics are no longer basic.

Mortgage Calculator

Mortgage Term:
Payment Frequency:
Amortization Period:
Down Payment:
Purchase Price:
Interest Rate:
* Per month cost based on 2.49% over 2 Years. Financing amortized over 25 years with 10% down payment.
OAC. Starting from prices are approximate. Rates subject to change without notice. Payments Estimated.