You have home-buying questions? We have answers.
Building a home is exciting, but it can feel a little overwhelming. We’ve built thousands of homes and would love to share what we’ve learned. Here are some answers to the questions we often hear about what happens before and after you buy your Cardel home.
Before you buy a Cardel home.
All Cardel floorplan pricing is available online on the floorplans page. Pricing on this page is base pricing only. Homesite and design options are additional, and pricing will be available during the home construction phase.
If you are purchasing the property for investment, or you are considered a foreign buyer, the purchase would be subject to the full HST amount in addition to the purchase price. All home purchases will be subject to a land transfer tax at the time of closing. A lawyer or accountant is the best person to consult with for these particulars and any other circumstances.
You do not need a real estate agent to buy a new home from Cardel. If you are working with a real estate agent, you are welcome to consult with them and invite them to appointments. Real estate agents may inquire with the onsite new home consultant regarding commission.
Many of our floorplans include options that are popular with new home buyers, including adding bedrooms, additional windows and more. We do not typically offer options beyond those identified on individual floorplans.
Like many aspects of our day-to-day operations, COVID-19 and the current high demand for new construction have had an impact on how and when we release new lots in all our communities. A number of factors are involved, including permits, construction materials, labor availability and the number of homes already under construction in any given community. Considering all these factors, we release a limited number of lots, along with current home pricing monthly in most of our communities. Interested homebuyers should meet with an onsite new home consultant and have financing prequalification to be eligible for future homesite releases.
A quick move-in home is a home with a predetermined homesite, floorplan and design options. Choosing to buy a home with pre-selected options means that your home will have a quicker timeline than a to-be-built home, as it has already gone through a lot of the initial steps of building a home.
With the exception of the small deposit that purchasers pay, Cardel is assuming all risks and financing all the costs of building a new home, including development fees, permits, inspections, labor, insurance and materials. Asking for proof of pre-approval is simply our method of ensuring that purchasers are in a financial situation to support and complete their new home purchase.
Yes, construction loans through Hancock Whitney (a preferred lender of Cardel Homes Florida) are accepted.
Yes, you can pay cash, and a cash draw schedule can be provided.
Depending on the community and other variables, it can take between 9-14 months to build a new home from the time a sales agreement has been signed by all parties.
After You Buy a Cardel Home
Your visit to the Cardel design center to meet with a designer and make your selections generally happens within approximately three weeks of purchasing your new home.
Homeowners typically spend 10-20% of the base price of the home in the design center. The amount varies based on the community and floorplan chosen.
For reasons of safety and liability and in order to qualify for a new home warranty, all flooring, countertops, cabinets, etc., must be purchased and installed by Cardel. Homebuyers are provided with options for many of these materials.
Because materials have to be ordered weeks in advance and construction contractors have to be scheduled ahead of time, it is not possible to make any structural changes after the contract has been executed by both parties.
Most communities allow pools to be built during the construction of the home. Pool prices vary depending on the size and features chosen.
Our team will continue to keep you regularly informed of your home’s progress. If a delay is necessary, you will be notified in ample time to make any necessary arrangements.
Our sales team and community project managers will be your primary points of contact throughout the construction of your new home, keeping you informed of the progress. While selecting your home finishes, you will be in contact with one of Cardel’s designers.
Cardel Homes is a family-owned company founded by Del and Caryl Ockey in Calgary in 1973. Cardel built its first home in Ottawa in 1996 and today builds homes in Alberta, Ontario, Colorado, and Florida.
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